Many renters mistakenly assume their landlord's insurance will cover them if disaster strikes. Unfortunately, that is not always true. The landlord may insure the structure you're living in, but protecting your belongings may be up to you. Your tenant policy may also offer coverage to include any items stolen from your vehicle.
Renters insurance may include the following coverage options:
Personal Property Coverage
Personal property coverage may help protect your personal belongings such as appliances, furniture, clothing and computer equipment.
Liability coverage may provide legal defense in the event of a lawsuit. It may also help pay court judgements against you.
Medical Payments Coverage
Medical Payments coverage may help pay medical expenses should someone get injured in your property. It may also cover injuries caused by a member of your family (including your pet) regardless of where the accident happens.
Coverage for Loss of Use
If you can't stay in your rental property due to a covered incident, Loss of Use Coverage may help pay for your temporary living expenses. For example, if you your apartment must be repaired after a kitchen fire in the unit next door, this coverage may help you pay for a hotel stay.
Our team is here to help you find appropriate coverage at a competitive price.
This website is for general information only and does not amend, modify supplement or guarantee any insurance policy. Your eligibility for insurance coverage is subject to the determination of qualifications and acceptance by the insurance underwriting company.